Personal Deposit Accounts 

We offer Passbook Savings, Money Market Deposit, and Certificates of Deposit. Our Savings Accounts offer many options for depositors within our trading area. You can choose the one that is best suited for your investment needs.

Passbook Savings

  • $10 minimum opening deposit required

  • $10 minimum balance required

  • Six (6) withdrawals quarterly

Money Market Deposit

  • $1,000 minimum opening deposit required

  • Two-tiered rate account

  • $1,000 minimum balance to earn higher rate

  • Balance under $1,000 earns passbook savings rate

  • Minimum deposit of $100

  • Six (6) withdrawals per month

Certificates of Deposit

  • Term of account determines the minimum opening deposit amount

  • Automatically renewable at maturity

  • Grace period of ten (10) calendar days upon date of maturity to withdraw funds without penalty

  • Deposits and withdrawals can be made at maturity (or within grace period)

  • Withdrawals before maturity may incur a penalty

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